In the loan approval process, the person who evaluates a loan application to determine the risk involved for the lender.
The lender's process of deciding whether to make a loan to a potential borrower based on credit, employment, assets and other factors, and the matching of this risk to an appropriate rate, term and loan amount.
A loan that is not backed by collateral.
The costs you must pay when applying for a loan, such as a loan application fee, an appraisal fee, credit report fee or some third-party fees.
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