Please be informed that the Lagos State Mortgage Board (LagHoms) is the body SOLELY responsible for the administration of the Rent To Own Scheme and is not in any way affiliated with any agent and has not at any time engaged the services of an Agent or any third party to transact on its behalf.

Kindly disregard anyone misrepresenting themselves as such agents of the Board, as ANYONE transacting with such agent or third party shall do so at his or her own risk.

For more information on obtaining forms, availability of schemes, eligibility etc, kindly visit our office at Plot A2, 2nd Floor, NECA House, Hakeem Balogun Street, CBD, Alausa, Ikeja. You can also visit our website at www.lagoshoms.gov.ng, or call our customer care at 0812-4817363.

Lagos Rent To Own Program

Rent To Own is the new Affordable Housing Policy by the Lagos State Government to make housing more readily available to the teaming population of Lagos State. This policy is to ensure that more people that wouldn’t have been home owners are accommodated. It is a system whereby prospective home owners make a 5% down payment, take possession and pay up the remaining balance as rent towards the ownership of the property over a period of 10 years.

Lagos Home Ownership Mortgage Scheme (Lagos HOMS)

The Lagos Home Ownership Mortgage Scheme (Lagos HOMS) is a government initiative to encourage and support home ownership of First-Time Buyer (FTB) residents of Lagos State to purchase decent and affordable homes through the provision of accessible mortgage finance. Lagos HOMS is administered by the Lagos Mortgage Board (LMB)

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